WHAT IS REAL TIME?
Citizens State Bank is excited to announce an improvement to your account activity information in your Online Banking. This new feature will greatly enhance your security and financial planning. Citizens State Bank’s ATM/Debit Card transactions are now showing in your Online Banking register in “REAL TIME” (as you are performing the transaction). Actual transaction amounts, plus the merchant’s pre-authorization will show in your account information summary. All “PRE-AUTH” transactions will not be processed against your account. Pre-authorizations are a way for merchant to verify active account and funds availability.