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  Rev. 10/2010   
    FACTS WHAT DOES CARROLL COUNTY STATE BANK
DO WITH YOUR PERSONAL INFORMATION?
  Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
  What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income
account balances and payment history
credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
  How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Carroll County State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your
personal information
Does Carroll County
State Bank share?
Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain
your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes-
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes-
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes-
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For non affiliates to market to you No We don't share
  Questions? Call 800-329-8620 or go to www.carrollia.com/ccsb
  Page 2  _______________________________________________________________________
Who are we 
Who is providing this notice? Carroll County State Bank and its Divisions: Council Bluffs Savings Bank and CSBank.
What we do 
How does Carroll County State Bank
protect my personal information?
To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings.
How does Carroll County State Bank
collect my personal information?
We collect your personal information, for example, when you
Open an account or apply for a loan
Pay your bills or deposit money
Use your credit or debit card
We also collect personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
sharing for affiliates' everyday business purposes' information
about your creditworthiness
affiliates from using your information to market to you
sharing for non affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Carroll County State Bank does not share with our affiliates.
Non affiliates Companies not related by common ownership or control. They can be financial and non financial companies.
Carroll County State Bank does not share with non affiliates so they can market with you.
Joint marketing A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
Our joint marketing partners include credit card companies.
Other important Information



 

OTHER PRIVACY INFORMATION

Access to Our Web Site

Our web site does not require you to disclose any personally identifying information. If, however, you choose to contact us via e-mail, please keep in mind that your e-mail address and any other information your e-mail shows about you, such as your name or organization, will be revealed to us in the e-mail. We pledge, however, that when you communicate with us via e-mail, we will use your e-mail information only for the specific purpose of responding to your comments or questions. Your e-mail address will not be sold, nor will it be shared with others outside the bank unless we are compelled to do so by law. Some areas of our website may use a “cookie” temporarily stored in the visitor’s computer memory (RAM) to allow the web server to log the pages you use within the site and to know if you have visited the site before.

Links

Occasionally, we will link to other Internet sites as a convenience to you, our customer. CSBank will only link sites that uphold our corporate standards. Our website is directed to a general audience. We do not knowingly solicit or collect information from children on our website. However, we are not responsible for the content of those sites, nor their policies for the collection of customer information.

Customer Recourse

If you believe that we have incorrect information regarding yourself or any one of your accounts, please contact us immediately by calling us at 1-800-894-3322 or 712-335-3322.

Our Website and Children’s Privacy

Our website is directed to a general audience. We do not knowingly solicit or collect information from children on our site. Visitors may elect to provide us with personal information via E-mail or online registration forms. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations. Some areas of our Website may use a “cookie” temporarily stored in the visitor’s computer memory (RAM) to allow the web server to log the pages you use within the site and to know if you have visited the site before. Visitors to this bank Website remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:

  • Date and time our site was accessed
  • IP address (A numeric address given to servers connected to the Internet)
  • Web browser used
  • City, state, and country
  • The Bank uses this information to create summary statistics and to determine the level of interest in information available on our site.

Questions and/or Concerns?

In order for the Bank to provide you with the maximum benefits and services, we request that you keep your information as up-to-date as possible. If you ever have questions or concerns regarding the accuracy of your personal information at the Bank, please contact at (712)335-3322 or (800)-894-3322. We will investigate your concerns and make any changes as needed.

 

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CSBank
200 North Main Street, PO Box 159, Pocahontas, IA 50574-0159
Ph: 712-335-3322 | Fax: 712-335-4603 | csbpoky@csbpoky.com